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Product Overview: How Djamo Payments Work

Before you start integrating, here’s a quick look at how Djamo’s payment flow works for both customers and merchants.

What Djamo’s APIs Let You Do

Djamo’s Business APIs give your company full control over how you collect, manage, and send money within the Djamo ecosystem. With these APIs, you can:

1. Collect payments from your customers using the Collection API.
2. Send transfers directly from your business account to Djamo users using the Transfer API.
3. Track transactions in real time.
4. Manage your business balance by checking available funds.
5. Create and manage sub-accounts to organize your company’s finances.

In short, Djamo’s APIs provide a complete toolkit to collect, send, and manage money efficiently within your business operations.

Customer Payment Flow (Product Perspective)

Step-by-step:

1. Customer selects “Pay with Djamo” at checkout
2. Device type is detected:
   1. Mobile
      1. If the Djamo app is installed, user is redirected to the app
      2. If not, user is prompted to install the app
   2. Web
      1. A QR code is displayed for the customer to scan with their Djamo app
3. Payment is authorized in the Djamo app
4. Customer is redirected back to your site with a success or failure status

Flowchart

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Go ahead and explore the documentation

Get started with the API Check the API Reference